Free tool · 2 questions
When can you enroll in Medicare?
Two quick questions map you to your enrollment window (Initial, General, Special, or Annual) and what it means for penalties. Educational only; it never recommends a plan.
2 questionsNo sign-upPenalty exposure explained
Medicare enrollment timing
Step 1 of 3
Where are you today?
Pick the option closest to your situation.
General educational information, not advice. Medicare eligibility, premiums, and penalties depend on your work history and timing.
How it works
1Answer two questionsWhere you are today and what coverage you have right now.
2See your windowInitial, General, Special, or Annual Enrollment, with penalty exposure stated first.
3Prepare with the guideWalk first-time enrollment step by step, or compare your options.
Know your window? See your options.
Once you know when you can enroll, compare the two Medicare coverage paths for your situation.
Find my Medicare fit