About us

We're Healthcare.com

We connect people with the right health insurance coverage through a data-powered marketplace and platform: empowering consumers to make smarter coverage decisions and helping distributors grow with intelligence and scale.

Since 2014, we've helped consumers, distributors, and agents navigate the U.S. health insurance system by combining expert guidance, modern technology, and data-driven tools.

Trusted by millions of consumers and hundreds of agencies nationwide, we're committed to being a reliable and compliant partner throughout the healthcare journey: from choosing the right plan to keeping coverage that fits as needs evolve.

2014founded
Millionsof consumers trust us
100sof agencies nationwide

Our mission

To empower health insurance distribution with data, alignment, and connection across carriers, agents, and consumers.

Optimizing outcomes for all stakeholders through efficiency, trust, and performance.

Our vision

Every healthcare consumer has access to better coverage and better health outcomes.

Powered by data, delivered through trust, and enabled by aligned distribution.

The problem we're solving

The system is fragmented, inefficient, and deeply misaligned.

Consumers

Struggle to find the right plan and navigate opaque options.

Distributors

Face rising customer acquisition costs and increasing complexity.

Carriers

Distanced from the consumer, relying on an uncoordinated web of third-party distribution.

The result? Billions of dollars in inefficient spend, weakened persistency and risk performance for distributors and insurers, and ultimately suboptimal coverage and poor health outcomes for consumers.

We believe there is a better way, and we're building it.

A centralized, data-powered platform that solves for the entire insurance value chain.

Diagram of Healthcare.com at the intersection of distributors (FMOs, agencies, agents), carriers (MAPD/MedSupp, ACA, private U65, supplemental), and consumers (individuals, families, Medicare beneficiaries, small businesses)

Who we serve

Consumers

We help individuals confidently find, compare, and enroll in health insurance plans that meet their unique needs and budgets.

Distributors

We empower agencies, FMOs, MGAs, and agents with technology, data, and leads to grow their business and serve clients more effectively.

Carriers

We partner with health insurance carriers to improve distribution, enhance member acquisition, and optimize performance across channels.

Company timeline

From launch to leadership

  1. 2014$9M Series A

    Launched as a platform connecting under-65 individual health insurance consumers with agency partners.

  2. 2015

    Named to the Inc. 5000 list in our first full year of operation.

  3. 2016

    Expanded into Medicare, launching our customer acquisition platform for seniors and Medicare-focused agencies.

  4. 2018

    Acquired Pivot Health, including its portfolio of proprietary individual health insurance products built in partnership with A-rated carriers.

  5. 2019$35M Series B

    Expanded Pivot's direct-to-consumer digital platform and introduced new plan designs, including Cigna network plans and Bridge to Medicare products.

  6. 2020

    Launched our first predictive scoring models with partner distributors, the early foundation for the Autopilot platform, through deep sales data integration.

  7. 2021$200M+ Series C

    Validated our capabilities across insurance distribution, product development, risk optimization, and customer acquisition.

  8. 2023

    Launched the first agency distributor on the Autopilot platform, featuring predictive modeling, outcome-based pricing, and branded customer handoffs.

  9. 2024+50% YoY shoppers

    Expanded Autopilot to over 25 agency distributor partners and fully adopted 1:1 consent.

  10. 2025

    Launched Autopilot Voice, a major expansion of the Autopilot platform that broadens our distributor partner market and unlocks new acquisition channels.

Our company culture

A team spanning 25 states and six countries

Our employees are at the heart of everything we do. We foster an environment that encourages innovation, collaboration, and work-life balance, and we believe in transparency: every employee feels valued and heard.

3 yrs

2024 average tenure

75%

2024 retention rate

8%

2024 voluntary turnover

See open roles
Collage of HealthCare.com team photos: office gatherings, team dinners, conferences, and events

Three businesses, one company

Healthcare.com Marketplace

Our consumer marketplace: compare ACA Marketplace, private health, and Medicare coverage in one place.

Pivot Health

Proprietary health insurance products with A-rated carrier partners.

TrustRx Pharmacy

Our pharmacy business, serving members from Phoenix, AZ.

Interested in partnering with Healthcare.com?

Proprietary insurance solutions tailored for high-growth insurance agencies, FMOs, and agents.

Contact our team today

Medicare plans

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 3,188 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Looking for a health insurance quote?

This is a solicitation for insurance. HealthCare.com is a non-government website operated by HealthCare.com Insurance Services, LLC, a licensed health insurance agency. Depending on your selections, we may present health and Medicare-related insurance products, including Affordable Care Act (ACA) plans, short-term medical insurance, indemnity and other supplemental insurance, dental and vision plans, and Medicare plans, as well as information about health savings accounts (HSAs). Qualified ACA plans must meet or exceed the essential health benefit requirements of the Affordable Care Act. Non-ACA plans, including short-term medical and indemnity plans, are not required to cover all essential health benefits, are not comprehensive health coverage, and are not available in all states. Pre-existing condition provisions, benefits, limitations, and exclusions vary by plan type and state. Review all plan details and product brochures before you buy.

Open Enrollment for 2027 ACA coverage on HealthCare.gov runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage starting January 1, 2027. Dates vary in states that run their own marketplace. To enroll in ACA coverage outside Open Enrollment, you must qualify for a Special Enrollment Period.

Eligibility for Affordable Care Act (ACA) premium tax credits and cost-sharing reductions is based on household income, household size, and plan availability in your area. The enhanced premium tax credits that were in effect from 2021 through 2025 expired on December 31, 2025. For plan year 2027, premium tax credits follow the standard rules under Internal Revenue Code §36B, which generally limit eligibility to households with income between 100% and 400% of the federal poverty level. Under these rules, eligible households are expected to contribute between 2.15% and 10.22% of household income toward the cost of a benchmark silver plan (IRS Rev. Proc. 2026-26). Premiums, plan availability, and subsidy amounts vary by income, household size, age, and location. Final eligibility and premium tax credit amounts are determined by the Health Insurance Marketplace. If your actual income differs from your estimate, you may have to repay some or all of any advance premium tax credit when you file your taxes. Federal legislation affecting premium tax credits may change these amounts.

*87% of Marketplace enrollees received a premium tax credit in 2026. Centers for Medicare & Medicaid Services, 2026. Health Insurance Exchanges 2026 Open Enrollment Report.

+Plan availability varies by location.

Healthcare.com is a website domain of HealthCare.com Insurance Services, LLC, a subsidiary of HealthCare, Inc. HealthCare.com is a privately owned, non-government website. It is not affiliated with or endorsed by HealthCare.gov, the Centers for Medicare & Medicaid Services, or any government agency. This website is an invitation to request more information about health insurance. If you choose to submit your contact information and provide consent on our request form, a licensed insurance agent may contact you with complete details on the cost and coverage of health insurance marketed by HealthCare.com Insurance Services, LLC or HealthCare, Inc. subsidiary Pivot Health Holdings, LLC.

We are committed to protecting your privacy. To exercise your privacy rights, use our Data Privacy Rights Request Form or submit a request from our contact page.

Copyright © 2006-2026 HealthCare, Inc.

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